Do You Need the Garmin Search and Rescue Insurance?

Do You Need the Garmin Search and Rescue Insurance? If so, where do you sign up and are there different insurance programs? Let’s find out.

Where can You Find The SAR Insurance?

This one is easy. If you have a Garmin satellite messenger, then you’ll have your own Garmin Explore web page with your device information, emergency contacts, etc. Check out mine below.

Garmin Explore Webpage

From this page, you can see at the top right where is says “ACCOUNT.” Select that and you see this next:

Garmin Explore Account Page

From this page, scroll down until you see the “SOS Coverage on the left-hand side of the page.

Garmin SOS Coverage

This is where you’ll be able to gather more information and select the insurance plan you want.

What Insurance Plan Should I Get?

This is also an easy question. Are you a typical outdoor adventurer or are you into extreme sports and outdoor activities? Here are the two insurance programs below with their associated costs.

Garmin SAR 101 Insurance Plan

SAR HR Insurance Plan

Final Thoughts

I don’t recommend you have the Invincible Plan or It Will Never Happen to Me plan.

These insurance prices are actually very reasonable and I personally would prefer to pay $39.95 annually, rather then getting a $6,000 to $15,000 bill for my rescue services.

Rescue Services Cost

Just a thought.

Check out the YouTube video below for more information.

Garmin inReach Mini 2, Lightweight and Compact Satellite Communicator, Hiking Handheld, Black
  • Compact, lightweight satellite communicator enables two-way messaging and interactive SOS globally (Active satellite subscription required. Some jurisdictions regulate or prohibit the use of satellite communication devices.)
  • Navigate back to where you started by using TracBack routing
  • Share your location with loved ones back home at any time (active satellite subscription required) by using your MapShare page or with your coordinates embedded in your messages
  • Get accurate heading information using the digital compass — even when you’re not moving
  • Sync with the Garmin Explore app and website on your compatible smartphone for trip planning and topographical mapping, and create waypoints, courses, activities and collections you can sync to your device
  • Pair with Garmin devices, such as wearables and handhelds, and use them to send and receive messages and trigger an SOS (active satellite subscription required)

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Garmin GPSMAP 66i, GPS Handheld and Satellite Communicator, Featuring TopoActive mapping and inReach Technology
910 Reviews
Garmin GPSMAP 66i, GPS Handheld and Satellite Communicator, Featuring TopoActive mapping and inReach Technology
  • Large 3 inch Sunlight-readable color display for easy viewing
  • Trigger an interactive SOS to the geos 24/7 search and rescue monitoring center, two-way messaging via the 100% Global Iridium satellite network (satellite subscription required)
  • Preloaded Garmin TOPO mapping with direct-to-device Birdseye satellite imagery downloads (no annual subscription), includes multiple global navigation satellite systems (GNSS) support and navigation sensors
  • Cellular connectivity lets you access active weather forecasts and geocaching live
  • Compatible with the Garmin explore website and app to help you manage waypoints, routes, activities and collections, use tracks and review trip data from the field
  • Internal, rechargeable lithium battery provides up to 35 hours of battery life in 10-minute tracking mode and 1-minute tracking mode (display off), 200 hours in Expedition mode with 30-minute tracking

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Garmin inReach® Messenger Handheld Satellite Communicator, Global Two-Way Messaging
  • Small, rugged, lightweight satellite communicator enables two-way text messaging even in areas with no cell coverage (Active satellite subscription required. Some jurisdictions regulate or prohibit the use of satellite communication devices)
  • Send two-way messages globally; easily text back and forth directly with friends via the Garmin Messenger app, even when you’re out of cellular coverage. (Active satellite subscription required. Some jurisdictions regulate or prohibit the use of satellite communication devices.)
  • Group messaging via the Garmin Messenger smartphone app lets you share your adventures with multiple contacts simultaneously — and have group text chats with friends and family
  • Check in with contacts directly by using preset messages that do not count toward your allotted text messages (Active satellite subscription required. Some jurisdictions regulate or prohibit the use of satellite communication devices)
  • Share your GPS location (Active satellite subscription required. Some jurisdictions regulate or prohibit the use of satellite communication devices)
  • Trigger an interactive SOS to the Garmin IERCC 24/7-staffed monitoring and coordination center for help in an emergency (Active satellite subscription required. Some jurisdictions regulate or prohibit the use of satellite communication devices)

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Garmin Montana 700i, Rugged GPS Handheld with Built-in inReach Satellite Technology, Glove-Friendly 5' Color Touchscreen
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Garmin Montana 700i, Rugged GPS Handheld with Built-in inReach Satellite Technology, Glove-Friendly 5" Color Touchscreen
  • Features rugged military-grade construction and a 5” touchscreen display that’s 50% larger than the previous model; offers easy viewability and includes versatile mounting solutions
  • Trigger an interactive SOS to the GEOS 24/7 monitoring center — two-way messaging via the 100% global Iridium satellite network (active satellite subscription required; some jurisdictions regulate or prohibit the use of satellite communications devices).
  • Multi-GNSS (GPS and Galileo) support — plus preloaded TopoActive maps and City Navigator street map navigation; navigation sensors include 3-axis compass and barometric altimeter
  • Pro-connected with ANT+ technology, Wi-Fi connectivity and BLUETOOTH wireless networking, giving you direct-to-device access to BirdsEye Satellite Imagery downloads, location sharing, Connect IQ app support and more
  • Compatible with the Garmin Explore website and app to help you manage waypoints, routes, activities and collections, use tracks and review trip data from the field

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